Track Record Methodology

The public track record exists to provide transparency regarding historical trading activity conducted by Abilities Finance in connection with its private, relationship-based lending arrangement.

The purpose of the public record is:

• to summarize historical trading results;
• to disclose both profitable and difficult periods;
• to explain how results are calculated;
• to describe the treatment of open and closed positions; and
• to place material events in proper context.

The public track record is not presented as a guarantee, forecast, solicitation, or substitute for direct document review. It is one part of the broader diligence process only.

The public record is intended to reflect trading activity carried out by Abilities Finance in cryptocurrency markets.

The track record page indicates that the business uses a Dollar-Cost Averaging ladder methodology and a risk-governance framework implemented after the January 30, 2026 operational event. The public record is designed to show how those activities translated into:

• closed trades,
• realized profit and loss,
• asset-level results,
• open-position summaries, and
• material-event disclosures.

The public record is not presented as:

• an audited fund report;
• a brokerage statement;
• a guaranteed-return report;
• an advisory performance composite; or
• a substitute for lender-specific written records.

Performance is generally presented by defined reporting period, such as:

• monthly performance windows,
• event-based disclosure periods, and
• month-end open-position snapshots.

The public record may therefore include:

• results for a specific month;
• a distinct material event within that month; and
• a separate snapshot of still-open positions as of period end.

This structure is intended to distinguish between realized results and positions that remain open and therefore not yet fully realized.

A closed trade is a position or portion of a position that has been exited and for which realized profit or loss can be recorded.

The public page reflects closed-trade reporting using figures such as:

• number of closed trades,
• realized win/loss counts,
• average holding time, and
• average realized profit per trade.

Where a position has not yet been closed, it is not counted as a realized closed trade merely because it is open at month-end.

Closed-trade statistics are intended to reflect realized outcomes, not hypothetical outcomes.

Realized profit and loss refers to gains or losses on positions that have actually been closed.

The public track record uses realized profit and loss as a central performance measure. For example, the live page reports:

• +$371.64 realized P&L for March 2026; and
• −$3,056.01 realized loss for the January 30, 2026 forced-close event.

Realized profit and loss is intended to exclude unrealized changes in still-open positions unless expressly stated otherwise.

Where a position remains open, any change in value is not treated as a realized gain or loss until exit or forced close.

The public record may separately display open positions as of a stated date.

For example, the live public track record shows 22 open positions as of March 31, 2026, described as capital currently deployed across multiple assets under the DCA ladder structure.

Open-position reporting is included to show deployed capital and portfolio status, but it should not be confused with realized performance.

Open-position figures may include:

• number of open positions,
• assets represented,
• capital deployed,
• structural notes regarding DCA ladders, and
• snapshot timing as of a stated date.

Unless expressly stated otherwise, open positions are reported as status information, not as finalized realized performance.

The public page reports win-rate metrics based on closed positions or closed trades within the applicable reporting period.

For example:

• March 2026 is shown publicly as 80 closed trades with a 100% win rate; and
• the January 30, 2026 forced-close event is shown as 164 forced-closed positions with a 0% win rate for that event.

Win rate is therefore intended to measure the percentage of reported closed trades in the relevant reporting set that closed with realized profit, not the percentage of all open and closed positions combined.

The public track record may include a breakdown by asset to show:

• which crypto assets were traded;
• how many closed trades occurred by asset;
• realized profit or loss by asset; and
• diversification across positions.

The March 2026 public summary, for example, reports closed trades spanning 9 distinct crypto assets.

Asset-level reporting is included for transparency, but it does not alter the governing nature of the arrangement as a private, written creditor-debtor relationship documented by promissory note.

The public methodology must expressly account for the January 30, 2026 forced-close event because the live site identifies that event as a material part of the disclosed performance history.

The methodology treatment of this event is as follows:

• it is included, not omitted, from the disclosed historical record;
• it is treated as a realized adverse event, not hidden in generalized reporting;
• it is contextualized separately because it was operationally distinct and materially significant; and
• it is described as the catalyst for the later risk-governance framework.

This is important because the public record is intended to show both profitable and adverse periods honestly, rather than presenting only favorable outcomes.

The public track record states that after the January 30, 2026 event, Abilities Finance implemented a six-point risk-governance framework. The public page describes that framework as including:

Unless otherwise noted, the public track record is intended to include:

• closed-trade counts for the reporting period;
• realized profit and loss for the reporting period;
• win/loss counts for reported closed trades;
• average metrics such as average profit per trade and average hold time where shown;
• asset-level trade summaries where shown;
• month-end open-position snapshots where shown; and
• separately disclosed material events where relevant.

Unless expressly stated otherwise, the public track record should be understood as limited in scope.

It may exclude or not fully reflect:

• lender-specific allocations;
• lender-specific statement balances;
• individualized repayment history;
• private portal-only supporting records;
• full trade-by-trade raw data if not posted publicly;
• legal documentation tied to a specific lender's note; and
• transaction-specific calculations performed under an executed promissory note.

The public page itself states that the data is self-reported and not independently audited. That limitation is important. The public record is intended as a transparency tool, not as an audited assurance document.

The live track record page expressly states that the data shown is self-reported and not independently audited.

Accordingly:

• figures on the public website should be read as company-reported historical information;
• readers should not treat the public record as equivalent to a third-party audit;
• public reporting should be reviewed together with direct written disclosures and, where applicable, lender-specific records; and
• thoughtful readers should evaluate the public record with proper caution.

This language must remain clear and prominent.

The public track record is not the same thing as a lender's executed documents or private portal records.

The Documents Library states that active lenders may access, through the secure portal:

• signed promissory notes,
• monthly lender statements,
• profit-share calculations,
• material event notices,
• annual summary statements, and
• related records.

Where lender-specific rights or calculations are concerned, the governing documents remain:

• the executed promissory note,
• related written disclosures and addenda,
• lender-specific statements, and
• other signed or portal-delivered records applicable to that arrangement.

If there is any conflict between public website summaries and signed written documents, the signed written documents control.

Historical performance is not a promise of future performance.

The standardized language across the document stack should remain consistent here:

• principal is at risk;
• there are no guaranteed returns;
• cryptocurrency markets are highly volatile;
• promissory notes may be unsecured obligations; and
• past performance does not guarantee future results.

This methodology page is not:

• an offer to the general public;
• a public solicitation for investment;
• a fund prospectus;
• an audited financial statement;
• an advisory performance composite;
• legal, tax, or financial advice; or
• a substitute for an executed promissory note and related written documents.

It exists to explain the public website methodology clearly and directly.

The public record is more credible when it explains not only positive figures, but also:

• what the numbers mean,
• how they are calculated,
• what they leave out,
• how material events are treated, and
• what limitations apply.

That is especially true where a public record includes both favorable monthly periods and a clearly disclosed adverse event such as the January 30, 2026 forced-close loss.

The purpose here is not to persuade by selective reporting. It is to provide a disciplined public explanation of the record as it exists.

Readers who want fuller context should review the following pages, which are intended to work together as one consistent public document stack:

The Abilities Finance public track record is intended to provide transparent historical context, not certainty.

It should be reviewed carefully, alongside:

• the written risk disclosures,
• the governing promissory note structure,
• the liquidity limitations described elsewhere in the stack, and
• the reality that loss is possible, including loss of principal.

No decision should be made on performance summaries alone.