Zuri
Online — AI Assistant
Every active lender receives the same information on the same schedule. Performance is reported whether the month was profitable or not. Material events are disclosed before the monthly report — not after.
Eight deliverables, on a fixed schedule, available through the secure lender portal.
Your opening balance, trading activity, profit-share calculation, any distributions, and closing balance for the period. Issued whether the month was profitable or not.
A step-by-step breakdown of how your 80% share was calculated: pool P&L, your proportional share, the 80/20 split, and the net amount distributed or deferred.
Pool-level trading results for the period: realized P&L, win rate, number of closed trades, assets traded, and any material events flagged during the month.
If a single-period loss exceeds 10% or cumulative drawdown exceeds 20%, a formal notice is delivered before the monthly report. You hear about problems directly — not from a statement.
Your signed note is permanently available in the portal. It documents the loan amount, profit-sharing terms, withdrawal rights, and risk disclosures agreed at signing.
When a withdrawal is processed, a formal confirmation is uploaded to your portal account documenting the amount, date, and updated ledger balance.
A full-year view: total distributions, year-end balance, month-by-month performance, and a summary of any material events during the year. Issued after December closes.
A deeper analysis available on request: full historical context, risk framework summary, high-water mark tracking, and methodology documentation. Provided to lenders reviewing their position.
What happens after each trading month closes — in order.
The month-end date is locked in the system. All open positions are noted but excluded from the realized P&L calculation. No further trades are attributed to the closed period.
Realized P&L is computed from closed trades only. The high-water mark is checked. If a material event threshold was crossed during the period, a notice is prepared immediately.
Each lender's proportional share of the pool is computed based on their principal relative to total capital. The 80/20 split is applied. Distributions are calculated or deferred if the period was a loss.
Monthly pool performance report and individual lender statements are generated from the database. Each report carries a run ID and integrity checksum — the same period always produces the same output unless a logged correction is applied.
Reports are prepared and sent directly by Czar to each lender by email. There is no automated portal upload system. Czar communicates directly with lenders — there is no intermediary, no automated dispatch, and no delay in disclosing material events.
The rules that govern every number on every report. These are codified in the Profit-Share Calculation Policy and applied consistently across all periods.
Three tiers of document access — clearly separated between public, lender-only, and on-request materials.
Available to anyone without login. Includes the Arrangement Overview, Risk Disclosure, FAQ PDF, Withdrawal Policy, Sample Promissory Note, and Track Record Methodology. These documents explain the arrangement in full before any relationship is established.
Available through the secure portal after authentication. Includes your signed promissory note, monthly statements, profit-share calculations, material event notices, withdrawal confirmations, and annual summaries. These are personal to your account.
Available to lenders and qualified prospects on request. Includes the full trade-by-trade history, performance review packages, and internal governance policies. Contact Czar directly to request these materials.
What triggers a notice, how it is delivered, and what happens next.
Active lenders can log in to the secure portal to view statements, download documents, and submit withdrawal requests — without waiting for an email.