Privacy Policy

1 Scope of This Privacy Policy

This Privacy Policy applies to personal information collected through the Site and through related communications connected to Site inquiries, private conversations, document review, and prospective or ongoing relationship management.

This Privacy Policy does not apply to third-party websites, services, or platforms that may be linked from the Site or used independently of it.

2 Information We Collect

We may collect personal information that you voluntarily provide, as well as certain information collected automatically when you use the Site.

Information You Provide Directly

We may collect information you choose to provide, including:

• name;
• email address;
• phone number;
• relationship or eligibility information;
• communications you send to us;
• information submitted in inquiry forms or other contact methods; and
• if discussions progress, identity, financial, or document-related information reasonably necessary for review, onboarding, compliance, or transaction documentation.

Information Collected Automatically

When you visit the Site, we may automatically collect certain technical and usage information, including:

• IP address;
• browser type and version;
• device type;
• operating system;
• pages viewed;
• dates and times of access;
• referral sources; and
• general interaction and usage data.

3 How We Use Personal Information

We may use personal information for the following purposes:

• to respond to inquiries and communicate with you;
• to determine whether a discussion is appropriate or whether eligibility requirements may be met;
• to provide information about the private arrangement described on the Site;
• to prepare, review, manage, or support transaction-related documentation where appropriate;
• to maintain records of communications and relationship history;
• to operate, improve, monitor, and secure the Site;
• to detect, investigate, and prevent fraud, misuse, or unauthorized access;
• to comply with legal, regulatory, contractual, or recordkeeping obligations; and
• to protect our rights, operations, safety, and legitimate business interests.

We do not sell personal information.

4 Legal Bases for Processing

Where applicable under data protection law, we process personal information on one or more of the following bases:

• your consent;
• the need to take steps at your request before entering into a potential arrangement;
• performance of a contract, where applicable;
• compliance with legal obligations; and
• our legitimate interests in operating the Site, managing communications, maintaining records, protecting security, and administering a private relationship-based business process in a lawful and responsible manner.

5 How We Share Personal Information

We do not sell, rent, or trade personal information. We may disclose personal information only in limited circumstances, including:

• to service providers or vendors that support website hosting, communications, storage, security, or administrative functions;
• to attorneys, accountants, compliance professionals, or other professional advisers bound by duties of confidentiality;
• where required by law, subpoena, court order, legal process, or governmental request;
• to protect rights, safety, property, or legal interests;
• in connection with a business transfer, restructuring, financing, or sale, subject to appropriate confidentiality measures; or
• with your direction or consent.

Any disclosure is limited to what is reasonably necessary for the applicable purpose.

6 Cookies and Tracking Technologies

The Site may use cookies and similar technologies to support functionality, improve user experience, analyze traffic, and understand how visitors use the Site.

You may be able to control cookies through your browser settings. Disabling certain cookies may affect Site performance or functionality.

If additional analytics, tracking, or consent-management tools are added in the future, this Privacy Policy may be updated to reflect those practices.

7 Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

Security measures may include, where appropriate:

• encrypted transmission of data;
• restricted access to sensitive records;
• secure storage practices;
• role-based administrative controls; and
• monitoring and protective measures intended to reduce unauthorized access or misuse.

No method of transmission over the internet or method of electronic storage is completely secure. For that reason, we cannot guarantee absolute security.

8 Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including communication management, relationship review, transaction support, legal compliance, dispute resolution, and recordkeeping.

Where records relate to promissory notes, private lending discussions, compliance review, or completed transactions, we may retain those records for longer periods where reasonably necessary or legally required.

When personal information is no longer reasonably needed, we may delete it, anonymize it, or securely archive it in accordance with our retention practices and legal obligations.

9 Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

• request access to personal information we hold about you;
• request correction of inaccurate or incomplete information;
• request deletion of personal information, subject to legal and operational limitations;
• request restriction of certain processing;
• object to certain processing;
• request data portability where applicable; and
• withdraw consent where processing is based on consent.

These rights are not absolute and may be limited by law, legal obligations, recordkeeping needs, fraud prevention concerns, or our need to establish, exercise, or defend legal claims.

To make a privacy-related request, contact us using the contact information provided in Section 16 below.

10 U.S. State Privacy Rights

Residents of certain U.S. states may have additional privacy rights under applicable law, including rights relating to access, deletion, correction, portability, and appeal of certain privacy decisions.

The House of Kijana does not sell personal information. If state law provides you with specific rights, you may submit a request using the contact information in Section 16 below, and we will evaluate and respond as required by applicable law.

11 International Visitors

The Site is operated from the United States. If you access the Site from outside the United States, you understand that your information may be transferred to, stored in, and processed in the United States or other jurisdictions where our service providers operate.

By using the Site or submitting information, you acknowledge that such transfers may occur, subject to applicable law.

12 Children's Privacy

The Site is not directed to children, and we do not knowingly collect personal information from anyone under eighteen (18) years of age.

If we become aware that personal information has been submitted by a person under eighteen, we may delete that information in accordance with applicable law and operational requirements.

13 Third-Party Websites and Services

The Site may contain links to third-party websites or services. We are not responsible for the privacy, content, security, or practices of third parties.

We encourage you to review the privacy policies of any third-party websites or services you choose to use.

14 Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, the Site, legal requirements, or operational needs.

When we do, we will post the updated version on this page and revise the "Last Updated" date. Your continued use of the Site after any update constitutes acknowledgment of the revised Privacy Policy.

15 Governing Law

This Privacy Policy shall be governed by and interpreted in accordance with the laws of the State of Wyoming, without regard to conflict-of-law principles, except to the extent superseded by applicable privacy law.

16 Contact Us

If you have questions about this Privacy Policy or wish to submit a privacy-related request, please contact: